Last Updated: October 22, 2025

Welcome to Ocee! By accessing or using our platform, you agree to be bound by these Terms of Service. Please read them carefully before using our services.

1. Acceptance of Terms

By creating an account, accessing, or using Ocee's services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree with any part of these terms, you must discontinue use of our platform immediately.

2. Services Offered

Ocee provides the following digital services:

• Cryptocurrency trading (buying and selling)
• Gift card trading (buying and selling)
• Utility bill payments (electricity, water, etc.)
• Mobile airtime and data purchases
• Other digital financial services as may be added from time to time

All services are subject to availability and may be modified, suspended, or discontinued at our discretion without prior notice.

3. Account Registration and Eligibility

To use Ocee's services, you must:

• Be at least 18 years of age or the legal age of majority in your jurisdiction
• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information
• Keep your login credentials confidential and secure
• Comply with all applicable laws and regulations in your jurisdiction

You are solely responsible for all activities that occur under your account. Notify us immediately of any unauthorized access or security breach.

4. Transaction Processing

Cryptocurrency Transactions: All cryptocurrency transactions are processed at real-time market rates. Prices may fluctuate due to market volatility. Once a transaction is initiated and confirmed, it cannot be reversed.

Gift Card Transactions: Gift card rates are determined by Ocee and may vary based on card type, denomination, and market conditions. Cards must be valid, unused, and meet our verification standards.

Utility Payments: Bill payments are processed within 24 hours (or as specified for each service). We are not responsible for delays caused by third-party service providers.

Airtime and Data: Purchases are delivered instantly or within the timeframe specified at checkout. Ensure you provide correct recipient details as transactions cannot be reversed once processed.

5. Fees and Charges

Ocee may charge transaction fees, service fees, or convenience fees for certain services. All applicable fees will be clearly displayed before you confirm any transaction. We reserve the right to modify our fee structure with prior notice to users.

6. Payment and Wallet

You may fund your Ocee wallet using approved payment methods. Funds in your wallet can be used for transactions on our platform or withdrawn to your registered bank account, subject to our withdrawal policies and any applicable fees.

Withdrawals are processed within 1-3 business days. We reserve the right to verify transactions and may request additional documentation before processing withdrawals.

7. Prohibited Activities

You agree not to:

• Use our platform for any illegal or fraudulent activities
• Submit invalid, stolen, or counterfeit gift cards
• Engage in money laundering or terrorist financing
• Manipulate or attempt to manipulate transaction rates or prices
• Create multiple accounts to circumvent limits or restrictions
• Use automated tools or bots to access our services
• Interfere with the proper functioning of our platform
• Violate any applicable laws, regulations, or third-party rights

Violation of these terms may result in immediate account suspension or termination, and we may report illegal activities to law enforcement authorities.

8. Verification and Compliance

Ocee complies with applicable Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations. We may require you to provide identity verification documents at any time. Failure to provide requested information may result in account restrictions or closure.

9. Refunds and Cancellations

Due to the nature of our digital services, most transactions are final and cannot be reversed once completed. Refunds may be issued only in cases of:

• System errors or technical failures on our end
• Failed transactions where funds were deducted but service was not delivered
• Duplicate charges

Refund requests must be submitted within 48 hours of the transaction. Each request will be reviewed on a case-by-case basis.

10. Limitations of Liability

To the fullest extent permitted by law, Ocee, its affiliates, directors, employees, and partners shall not be liable for:

• Any indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Market volatility or price fluctuations in cryptocurrency values
• Delays or failures in service delivery caused by third-party providers
• Unauthorized access to your account due to your failure to secure credentials
• Technical issues, system outages, or maintenance downtime

Our total liability shall not exceed the amount of fees paid by you to Ocee in the 3 months preceding the claim.

11. Intellectual Property

All content on the Ocee platform, including logos, trademarks, text, graphics, software, and design elements, are the exclusive property of Ocee or our licensors and are protected by Nigerian and international intellectual property laws. Unauthorized use, reproduction, or distribution is strictly prohibited.

12. Account Suspension and Termination

We reserve the right to suspend or terminate your account at any time, with or without notice, if:

• You violate these Terms of Service
• We suspect fraudulent or illegal activity
• You fail to comply with verification requests
• Your account remains inactive for an extended period

Upon termination, you may withdraw any remaining balance in your wallet, subject to verification and applicable fees.

13. Amendments to Terms

Ocee reserves the right to modify, update, or replace these Terms of Service at any time. Changes will be effective immediately upon posting to our platform. Your continued use of our services after any changes constitutes acceptance of the new terms. We encourage you to review these terms periodically.

14. Dispute Resolution

Any disputes arising from the use of Ocee's services shall be resolved through good faith negotiations. If a resolution cannot be reached, disputes shall be subject to the exclusive jurisdiction of the courts in Lagos, Nigeria, and governed by Nigerian law.

15. Contact Information

For questions, concerns, or support regarding these Terms of Service, please contact us:

Email: support@oce.ng
Phone: 08123234545
Address: Victoria Island, Lagos, Nigeria

By using Ocee, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.